EMI Calculator
Estimate your monthly instalment. Figures are indicative; the applicable rate, tenure and charges for your loan are governed by your sanction letter.
The EMI above is calculated on a reducing balance. These figures state the same loan on a flat-rate basis.
Frequently Asked Questions
General questions about JKFPL, our loans and repayment.
What is an NBFC?
A Non-Banking Financial Company (NBFC) is a financial institution registered under the Companies Act that provides banking-like services such as loans, advances, and investments, but does not hold a banking license.
How is an NBFC different from a bank?
Banks accept deposits, provide savings/current accounts, and are regulated by RBI under the Banking Regulation Act.
NBFCs cannot accept demand deposits or issue cheques but can provide loans, asset financing, and investment services.
Both are regulated by the Reserve Bank of India (RBI), but under different guidelines.
What kind of loans does Jai Krishan Finlease (NBFC) provide?
We typically offer:
- Personal Loan
- MSME & Working Capital Loan
- Business Loan
- Loan Against Property (LAP)
- Vehicle Loan (Car/Two-wheeler/Commercial)
What is the eligibility to apply for a loan from Jai Krishan Finlease Pvt Ltd?
Any individual, professional, entrepreneur, MSME, or company that meets the eligibility criteria such as minimum age, stable income, creditworthiness, and required documentation can apply.
What documents are generally required for a loan?
While requirements may vary, common documents include:
- Identity Proof (Aadhaar, PAN, Passport, etc.)
- Address Proof (Utility bills, Rent agreement, etc.)
- Income Proof (Salary slips, ITR, bank statement)
- Business Documents (for MSMEs/business loans)
- Property/Vehicle Papers (in case of secured loans)
How quickly can I get a loan from Jai Krishan Finlease Pvt Ltd?
Loan approval and disbursement are usually faster with Jai Krishan Finlease Pvt Ltd compared to the traditional banks. Depending on the loan type and documentation, funds may be disbursed within 24–72 hours.
Is Jai Krishan Finlease Pvt Ltd safe and regulated?
Yes. Jai Krishan Finlease Pvt Ltd is regulated by the Reserve Bank of India (RBI) and complies with its rules regarding capital adequacy, lending practices, and customer protection.
Can I prepay or foreclose my loan with an NBFC?
Yes, we allow prepayment or foreclosure of loans. However, we may charge a small pre-closure fee depending on the terms of the loan agreement.
How can I improve my chances of getting a loan approved?
- Maintain a good credit score (CIBIL score).
- Ensure stable income proof is available.
- Provide complete and accurate documentation.
- Avoid defaults or delays on existing loans/credit cards.
Can I repay in cash?
No, we prefer repayment in form of EMI through a well registered NACH mandate which is a general procedure for loan disbursement and repayment.
Questions on NACH mandate registration, changes and cancellation will be published in this section shortly.
Locate Us
Enter a pincode to find the nearest JKFPL branch, or browse by state and city.
Call the head office and we will direct you to the team handling your area.
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Contact Us
Head office and branch contacts.
3rd Floor, Info Tower, D-89, Nehru Colony, Dehradun – 248001, Uttarakhand
Registered office
Shop no. 24, Ground Floor, DDA Shops, Neeti Bagh, New Delhi – 110049
Contact person: Rakesh Chandra Ramola
9286582372, 9997203700
info@jkfinlease.com, admin@jkfinlease.com
Opp. Baddi Truck Union, Nalagarh Road, Baddi – 173205
Contact person: Vivek Bhardwaj
8350824153, 9418135143
baddi@jkfinlease.com
1st Floor, Jauhar Complex, Rishikesh – 249201
Contact person: Devendra Kumar
97191 73930, 7017200342
rishikesh@jkfinlease.com
Main Market, Court Road, Uttarkashi – 249193
Contact person: Anand Singh Butola
98972 33737, 7830662748
uttarkashi@jkfinlease.com
Near Dobhal Chawk, Raipur Road, Dehradun – 248008
Contact person: Naveen Rawat
9760210595
raipur@jkfinlease.com
Near Durga Chawk, Dehradun Road, Bhaniyawala – 248140
Contact person: Ashutosh Thapa
9897642482
rishikesh@jkfinlease.com
Near Reliance Chawk, Nahan Road, Paonta Sahib – 173025
Contact person: Amarjeet Singh
97361 00035
info@jkfinlease.com
Shop no. 4, Near IndusInd Bank, Ram Complex, Tehsil Nalagarh, Distt Solan, Himachal Pradesh – 174101
Contact person: Navjot Singh
7560000781
info@jkfinlease.com
Customer Awareness
Guidance on safe borrowing, repayment through registered NACH mandates and how JKFPL communicates with customers. Awareness material will be published here.
To be publishedDownloads
Forms and documents customers may need during the loan lifecycle, including NACH mandate forms, will be available for download here. The customer-facing policies below are published in full; the rest are listed under Corporate Governance.
Fair Practice Code KYC & Anti-Money Laundering Policy Data Privacy Policy Whistle Blower Policy To be published